I’m a PR executive earning $200K—tracking my expenditures using apps helped maximize my savings

Real people. Real finances. From six-figure earners to side hustlers, we’re pulling back the curtain on how British Columbians make, spend and think about money—no filters, just facts.

At 37, this Chilliwack-based PR executive earns almost $200,000 a year, including freelance and passive income. Armed with a journalism degree and more than a decade of experience building her career, she says she feels fairly compensated for her work—but she’s still constantly thinking about money.

The millennial mom tracks her spending through a spreadsheet and the Wealthsimple app, keeps a close eye on household finances and believes that staying proactive helps prevent small issues from becoming bigger problems. While she wasn’t able to contribute significantly to her RRSP in the early stages of her career, she’s now focused on maximizing retirement savings and taking advantage of tax deductions. Looking ahead, she’d like to start a business or purchase an investment property to create additional income streams for retirement.

Living in Chilliwack has played a major role in her financial story. Buying a home there allowed her to enter the property market and secure enough space for her family—a move she says “would not have been possible in the city.”

Meet the Earner

  • Age: 37
  • Location: Chilliwack
  • Industry: Public relations
  • Role: Vice-president
  • Pronouns: She/her

Income

  • Total Income: $195,000
  • Annual Salary: $150,000
  • Bonus: $20,000
  • Commissions: $8,000
  • Side/Freelance Income: $15,000
  • Passive Income: $2,000
  • Benefits: Extended health care, tech budget

Monthly Spending Estimates

Life in Dollars

What is your biggest splurge?

Annual family vacation to Palm Springs.

What is always a hard pass?

Pre-packaged food.

How do you define rich?

“Being able to provide for my family and not sweat the small emergency expenses that inevitably come up.”

What is your go-to money management tool?

Spreadsheet and Wealthsimple app.

Give us your best piece of wealth wisdom.

“Small habits stack quickly—instead of buying a top from Aritzia, investing the amount you would spend in their stock pays off!”

The Editors

The Editors

The BCBusiness editorial team lives for big ideas, bold entrepreneurs and the business stories that make B.C. tick.