At 58, she works as an instructor in the education sector, earning $40,000 a year in a role she says hasn’t come with a raise in more than eight years. While she appreciates the work itself, she’s candid about her frustrations with an employer she feels doesn’t value its staff. If money wasn’t a consideration, she’d pursue a very different path: acting or running a horse rescue.
An unpredictable work schedule means income can fluctuate, so she relies on careful budgeting, regular check-ins with a financial advisor and a commitment to living within her means. Despite carrying debt that demands significant monthly payments, she continues to prioritize saving for retirement and making sure her bills are covered.
Fortunately, affordable co-op housing in Port Moody has helped ease some of the pressure of Metro Vancouver’s high cost of living. That stability allows this Gen-X teacher to focus on what matters most to her—relationships with friends and family.
- Age: 58
- Location: Port Moody
- Industry: Education
- Role: Instructor
- Pronouns: She/her
- Total Income: $41,200
Income
- Annual Salary: $40,000
- Side Income: $1,200
Monthly Spending Estimates
Life in Dollars
What is your biggest splurge?
Hair care and skincare.
What is always a hard pass?
Alcohol and cigarettes.
How do you define rich?
“Having great friends, a wonderful relationship with my children and all my needs met. Material things are nice, but they don’t fill your soul.”
What is your go-to money management tool?
A financial advisor and a personal budget.
Give us your best piece of wealth wisdom.
“Save, side-hustle and, most of all, live within your means.”
