BCBusiness
Real people. Real finances. From six-figure earners to side hustlers, BCBusiness's Money Makers is pulling back the curtain on how British Columbians really make, spend and think about money—no filters, just facts.
At 28, this Vancouverite has cracked the code to feeling financially secure in one of Canada’s most expensive cities. Working as a contract data governance analyst by day—and juggling a second gig on the side—he brings in a total of $80,000 a year and says the pay fairly reflects his skills. Living in the West End means paying a premium, but with no debt, a solid rental rate and a commitment to cooking at home (hello, Costco hauls), he’s found a balance that works. His trusty spreadsheets—five years in the making—track every expense and investment, keeping him disciplined while he also supports his grandmother back home.
Money worries? Not really. Between regular investments, a maxed-out TFSA and the occasional side hustle during busier months, he’s built a sense of control rare for his age. For him, being “rich” isn’t about luxury—it’s about freedom: covering surprise expenses without debt and having time on his side. His advice to others in tech? Know your numbers. “Tracking your money is really about understanding yourself,” he says. “Financial literacy isn’t just for career growth—it’s for your future.”
Do you feel fairly paid for what you do?
Yes. I’m currently working as a Data Governance Analyst on a contract basis, and I feel the role is well compensated for the responsibilities and expertise it requires.
Name one item you splurge on, regardless of your budget.
Food from Costco. I cook most of my meals at home, and learning to cook has been one of the best investments I’ve made for both my health and finances.
What’s something you refuse to spend money on?
Public transport for very short distances—I prefer to walk instead.
Do you use a financial advisor, app, spreadsheet—or vibes?
Spreadsheets. They’ve been my go-to system for the last five years, helping me track patterns in my expenses. Since moving to Canada four years ago, they’ve become essential for keeping my finances in check.
How has living in your city/neighbourhood impacted your financial choices?
I live in Vancouver’s West End, which is definitely more expensive compared to other areas. Luckily, I locked in a good rental rate. Still, the higher cost of living here often makes me consider whether I should move. If I lived further out, I’d likely own a car, which would completely change how I allocate my money.
Do you ever find yourself concerned about money or financial security? If you’re comfortable sharing, what contributes to that?
Not particularly. I make it a priority to invest as soon as I receive my paycheques, and since I don’t carry any debt, I feel financially stable. I’m also grateful to be in a position where I can support my grandmother back home.
How, if at all, are you approaching retirement planning right now?
I invest a portion of my income regularly. Like many Vancouverites, I juggle more than one job, and during busier months I hustle harder, which allows me to contribute even more. This year, I was proud to reach one of my financial goals: maxing out my TFSA.
Is there a job you secretly admire for the pay or lifestyle?
I admire people who can successfully build a career through social media. It takes consistency and a willingness to put yourself out there, but the flexibility and opportunities it can create are very appealing.
How do you define financial success? What does being “rich” mean to you?
To me, being “rich” means having the freedom to cover unexpected expenses without relying on debt, while also enjoying freedom of time. Being financially independent combined with the ability to work remotely is what I consider true wealth.
What’s one lesson you’ve learned about work and finances that you think others in your industry could benefit from?
Tracking your money is really about understanding yourself. I’ve learned so much from monitoring my own spending habits. It still surprises me when people don’t know how they’ll make it to the end of the month or cover rent. I believe financial literacy is a huge advantage—not just for career growth, but also when entering a relationship and planning a future with someone.
Want to share your money story with BCBusiness? We want to hear from anyone living and working in B.C.—regardless of your role, experience or background. Take our short, anonymous survey here!
Darcy Matheson is the Editor-in-Chief at BCBusiness. Mihika Agarwal is the Senior Editor, and Kristi Alexandra is the Managing Editor.
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